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Instacart taxes in Texas

For Instacart shoppers in Texas. Texas has no income tax, so this is the federal side: how much of each Instacart payout to set aside, with the math shown.

Texas has no state income tax

So the tax on your Instacart pay is federal only: self-employment tax (for Social Security and Medicare) and income tax. Leave the state box in the calculator at 0.

IRS due dates for 2026

Gig pay has no tax taken out, so the IRS asks for estimated tax four times a year: April 15, 2026 · June 15, 2026 · September 15, 2026 · January 15, 2027.

How will you file? Gig income you expect this year, tips included A rough guess is fine. Add up every app. Business miles you expect this year Your mileage tracker shows miles so far. Leave it at 0 if you don’t know. Other costs for gig work this year (optional) Your phone’s work share, delivery bags, parking and tolls. Not gas or repairs: the mileage rate covers those.

Your state income tax rate, in % Your state’s rate only, not the federal one. Leave it at 0 if your state has no income tax. Pay from a regular job this year, if you have one (optional)

Children under 17 you claim (optional) How much of your income is tips? (optional) Count my tips. I drive or deliver for people and have a work-eligible Social Security number.

Set aside from every $100

A rough guess is fine. Add up every app.

Instacart taxes: common questions

Do I pay state tax on Instacart pay in Texas?

No. Texas has no state income tax. You still owe federal tax on your profit: self-employment tax and income tax.

Does Instacart take out taxes?

Not if you work as an independent contractor, which is how most Instacart shoppers are paid. Nothing is taken out, so you pay the tax yourself: during the year and when you file.

How much of my Instacart pay should I save?

It depends on your miles, your other income and your state. Guides often say a quarter to a third. Drivers with lots of miles usually need less. The calculator above works out your own number.

Are Instacart tips taxed?

Tips count as income. A new deduction for qualified tips can lower your income tax, but not your self-employment tax.

Will Instacart send me a 1099 form?

Apps send a 1099 form when you earn over their reporting limit. With or without a form, the income counts and goes on your tax return.

Can I deduct my miles?

Yes, business miles lower your profit, and so your tax. Driving from home to your first order usually doesn’t count. Keep a mileage log; most trackers make one for you.

Calculators for other apps

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Plain-words tax guides for drivers

Instacart taxes in other states

The states with no income tax, and the states whose own payment rules we list.

Alaska Arizona California Colorado Florida Georgia Illinois Michigan Minnesota Nevada New Hampshire New Jersey New York North Carolina Ohio Pennsylvania South Dakota Tennessee Virginia Washington Wisconsin Wyoming